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Letter from Our President

At Henderson State Bank (HSB) our motto is ‘Personalized Banking to Meet Your Needs.’ This is more than just a motto – it is our bank’s purpose and goal in all of our interactions with our customers! Banking is a people business and we seek to meet the current needs of our customers and be ready to meet their future needs as well. All of our decision-making is done locally and quickly so customers are served promptly. HSB is a community bank that focuses on meeting all the financial needs of the communities we serve – Henderson, York, Greeley, Giltner, and McCook NE. We have made several donations to various projects to help give back to our communities and make them a better place to live, do business, and raise a family! Many of our staff members donate significant hours to various community organizations. We have also started a scholarship program for high school graduates where we give away approximately 15 awards each year to deserving young people pursuing additional education.

We offer a multitude of products and services. We offer our standard agricultural, business, and personal loans as well as checking, savings, and certificate of deposit accounts. All of the modern conveniences of online and mobile banking are also available as we focus on making banking more accessible to our patrons 24/7. Retirement planning services through our on-staff Certified Financial Planner™ are available at our York Downtown location or other locations upon request. Our customers can also enjoy the convenience of in-house printed checks, Tap-to-Pay VISA® debit cards created on-site to expedite delivery to our customers, mobile wallet tokenization, and other services.

If you are a customer of HSB, let me say Thank You for your business! We appreciate your trust in our Bank and we pledge to continue serving all of your financial needs with an attitude of excellence. If you are not a customer (yet!), we would welcome an opportunity to get acquainted with you and explore what we can do for you. Please contact our nearest location – we look forward to meeting you and personalizing your banking relationship!

Kevin D. Postier President


The business of banking began in Henderson, Nebraska in 1903. By 1907 Henderson had two banks. One was known as the “Friesen” bank and the other the “Kroeker” bank. During the Great Depression, both banks closed. In October, 1943 the current Henderson State Bank was chartered under the leadership of Dean Sack.

The bank was primarily an ag bank with seventy-five percent of the loans in 1943 being made to farmers, fifteen percent to businesses and industries, and the balance to individuals who were wage earners. Throughout the years, the bank changed ownership several times. It was purchased by the current shareholder group in 2006 with a focus on agricultural and commercial business. With the desire to better serve our customers, our leadership decided to expand into other communities in Nebraska. In 2007 we opened our first branch in York, and a branch in Greeley. In 2013 we opened a branch in Giltner and in 2014 a second drive-thru location in York. Most recently, in 2023 our branch in McCook was started. We have been continually investing in new technologies and services to meet the changing needs of our customers, both digitally and in-person.

Community Involvement

As a small hometown bank, we realize the importance of giving back to the community. Henderson State Bank and our employees are actively involved in many community organizations and projects in all 5 of our communities. We strive to serve our communities through both financial giving and time.

Visit your local Community Involvement Page to see what we’ve been up to near you.