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We offer accounts designed for the way you want to bank. Check out our list of personalized products.

Regular Checking Account

Simplify your everyday banking with our Regular Checking Account, designed for effortless management and accessibility. Enjoy the freedom of no monthly fees and a straightforward banking experience that keeps you in control of your finances.

  • Low $50 initial deposit to get started
  • Zero monthly fees to maximize your savings
  • Freedom to manage your funds your way
  • Complimentary Visa Debit Card for worldwide access
  • Full Online Banking and Bill Pay access once registered

Start Your Account Paper Work Today: Apply Now

Are you already a Henderson State Bank customer? Click here for a shorter paperwork process.

NOW Checking

Maximize your financial potential with our NOW Checking Account, which not only handles your daily transactions but also rewards you with earnings on your balance. Perfect for those looking to increase their financial well-being with every deposit.

  • Earn interest on your checking balance
  • Maintain easy access with a $1,000 minimum balance
  • Unlimited transaction freedom
  • Free Visa Debit Card included
  • Full suite of Online Banking tools available

Start Your Account Paper Work Today: Apply Now

Are you already a Henderson State Bank customer? Click here for a shorter paperwork process.

Money Market

Boost your savings with our Money Market Account, offering superior interest rates and liquidity. Ideal for savers looking to get more from their money while maintaining easy access to their funds.

  • Attractive interest rates for better growth
  • No monthly charges to erode your earnings
  • Flexibility with up to six withdrawals per cycle
  • Unlimited in-person withdrawals
  • Effortless account management via Online Banking

SEE OUR RATES

Start Your Account Paper Work Today: Apply Now

Are you already a Henderson State Bank customer? Click here for a shorter paperwork process.

Certificates of Deposit

Invest in your future with our Certificates of Deposit, where your money grows safely over time. Choose from various terms to lock in competitive rates, with the assurance of FDIC insurance.

  • Above-average returns compared to standard savings
  • Flexible terms for tailored investment periods
  • Start investing with as little as $500
  • Options for interest payout or compounding
  • Protected by FDIC insurance for your peace of mind

SEE OUR RATES

Start Your Account Paper Work Today: Apply Now

Are you already a Henderson State Bank customer? Click here for a shorter paperwork process.

Individual Retirement Account (IRA)

Prepare for a comfortable retirement with our flexible IRA options. Whether you’re starting early or catching up, our accounts provide tax advantages and growth opportunities to build your nest egg.

  • No initial fees to start your retirement savings
  • Competitive growth rates to accelerate savings
  • Choice of traditional or Roth for tax advantages
  • Start investing without a minimum deposit
  • Monitor and manage online for ease

SEE OUR RATES

Start Your Account Paper Work Today: Apply Now

Are you already a Henderson State Bank customer? Click here for a shorter paperwork process.

Health Savings Account

Manage healthcare expenses more effectively with our Health Savings Account, offering tax advantages and financial benefits. Not only can you use the funds for immediate medical costs, but you can also grow the balance as a future investment.

  • Avoid fees and maximize your contributions
  • Enjoy tax-free growth on your savings
  • Deduct contributions from your taxable income
  • Spend on medical costs with your Visa Debit Card
  • Manage your account online with ease

SEE OUR RATES

Start Your Account Paper Work Today: Apply Now

Are you already a Henderson State Bank customer? Click here for a shorter paperwork process.

Maximize your banking convenience with our advanced Online Banking Services. These tools are designed not only to simplify how you manage your finances but also to enhance accessibility, allowing you to handle banking tasks from anywhere at any time. With new features like Debit Card Management and P2P, you have everything you need right at your fingertips.

Remote Deposit Capture

Deposit checks electronically using a scanner, saving time and improving cash flow.

Mobile Bank App

Deposit checks, Transfer funds, Access transaction history, Manage your cards, and more, securely and conveniently from your own device, available 24/7.

Text Banking

Quickly check account balances, recent transactions, and more via SMS—simple, fast, and on the go.

Person-to-Person (P2P) Payments

Send money to friends or family instantly using just their email address or phone number.

Bill Pay

Manage all your bills in one place and make payments online—scheduled or on-demand, reducing the need for paper checks and postage.