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HSB Reitrement Planning Specialists

Financial Planning You Can Trust

Preparing and Making the Most of Retirement
Am I Going to Have Enough? This is the question that is foremost in the minds of those getting ready to retire. We have a tremendous set of tools that may help answer that question including full Social Security and cash flow analysis, withdrawal strategy assessments and expense reviews.

Agriculture Financial Planning

Farmers and owners of agribusinesses face unique financial management opportunities and challenges. Their wealth is often measured in the satisfaction of working the land to earn a living, raising their family to succeed them, protecting their family values and sustaining their ability to work productively as an independent business owner. Developing the right agriculture financial plan is a multi-dimensional process. It may include considerations such as transition/succession, like-kind exchange, family partnership, etc.

Working With Women
Statistics show that 90% of women are or will be solely responsible for their finances at some point in their lives.*  Our female advisors are uniquely positioned to educate and empower women to take care of their financial future.  By partnering with women, we want to help them learn to invest in themselves

Tax Management Strategies
Paying taxes could be your largest expense in retirement. Our proactive and comprehensive tax management strategies may help you reduce your tax liability and preserve more of your income. To accomplish this, we work closely with your tax preparer.

Investment Management
By leveraging a disciplined investment process, we provide transparency of information, seamless proactive service and the trust and accountability you need to pursue your financial investment objectives.

Setting Your Family Up for Success
No one wants to think about their own mortality, but we have found that having an estate plan in place and/or having it reviewed periodically has helped clients with the anxiety surrounding the topic. Estate planning may be one of the most loving things you can do for your friends and family.

Risk Management and Insurance
Risk management and insurance can be extraordinarily confusing. Our goal is to help you understand what risk you have and if you want to carry it yourself or transfer it to an insurer. With the multitude of products out there, we use plain English to help you understand the coverage and the costs. We offer new policies and review existing policies including life, disability, Medicare, and long-term care insurance and others.

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HSB Retirement Planning

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Monica Milleson, CFP®
Certified Financial Planner™
HSB Retirement Planning Specialists
627 N Lincoln Ave., York, NE 68467
(402) 362-1100

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Why Choose a CFP® Professional?

You deserve a holistic financial roadmap. Only CERTIFIED FINANCIAL PLANNER™ professionals are rigorously trained in 72 areas of financial expertise and must accrue thousands of hours of experience prior to earning their certification.

Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER™ certification mark, and the CFP® certification mark (with plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

Monica Milleson is a Registered Representative with, and securities and advisory services offer LPL Financial, a Registered Investment Advisor, Member FIMRA/SIPC.

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: AZ, CA, CO, IA, KS, NJ and NE.

Securities and advisory services offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC).  Insurance products are offered through LPL or its licensed affiliates. Henderson State Bank and HSB Retirement Planning Specialists are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using HSB Retirement Planning Specialists and may also be employees of Henderson State Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Henderson State Bank or HSB Retirement Planning Specialists. Securities and insurance offered through LPL or its affiliates are: 

 

Last Updated: June 24, 2024

Is it insured?Is it bank guaranteed?ObligationsValue
Not Insured by FDIC or Any Other Government Agency Not Bank Guaranteed Not Bank Deposits or Obligations May Lose Value

* Sources:

Five Reasons Women Are Taking the Lead In Financial Planning” Forbes.com. Daniel Choi. August 8, 2017.
UBS Investor Watch” 2019 Volume 1.