FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Fee Schedule
Mobile Banking App with Remote Deposit | No Charge |
Online Banking and Bill Pay | No Charge |
Visa Debit Card | No Charge |
Henderson State Bank owned ATM withdrawals | No Charge |
Replacement Visa Debit Card Fee | $8.00 |
ATM Usage Fee.... (After 4 foreign ATM transactions per statement cycle/further withdrawals are $2.00 each) | $2.00 |
Foreign Card Fee, applies to non HSB card payments, transfers, or advances | 3.5% of Transaction |
Clarification to Continuing Overdraft Charge : Each and every presentation of an item drawn against your account, is subject to either a Returned Item Charge or Insufficient Funds Charge if paying such an item creates, or would create, an account shortage. | |
Returned Item Charge | $30.00/item |
Insufficient Funds Charge | $30.00/item* |
Allowable Overdraft Fee for Debit Card overdrafts where Card Holders have opted in to this arrangement | $30.00 |
Continuing Overdraft Chrg (Charge) for accounts overdrawn for 7 consecutive calendar days | $30.00* |
Stop Payment Charge | $25.00/item |
Written statement of unauthorized debit (ACH return) | $25.00 |
Dormant Account Fee: Checking and NOW Accounts - after 180 days of inactivity; Money Market/Savings Accounts - after 365 days of inactivity | $10.00 |
Excess Transaction Fee $1.00/each, after 6 transactions per statement cycle, for Money Market & Savings Accounts | |
Health Savings Account (HSA) One Time Set-Up Fee | $20.00 |
Fee per check for non-processed personalized checks not ordered through our bank | $1.00 |
Incoming Domestic Wire Fee | $8.00 |
Outgoing Domestic Wire Fee | $15.00 |
Incoming International Wire Fee | $45.00 |
Outgoing International Wire Fee | $35.00 |
Incomplete Wire Fee, (flawed wiring instructions provided to HSB) | $15.00 |
Outgoing Same Day ACH Fee | $15.00 |
Foreign Check Processing Fee | $3.50 |
Foreign Currency Order Fee | $27.00(Current Exchange Rate Applies) |
Research Fee ($35.00 Minimum) | $35.00/hour |
Garnishment/Levy Fee | $35.00 |
Personal Money Order Fee | $5.00 |
Cashiers Check Fee | $5.00 |
Safe Deposit Box annual rent, varies by size of Box | Varies |
Safe Deposit Box Lock Drilling | Varies |
Safe Deposit Box Key Replacement | $10.00 |
NON-Account Holder Fees | |
Notary Service Fee (Non-Customer) | $5.00 |
Loose Coin Counting Fee (Non-Customer) | 5% of Total |
Non-Account Holder Check Cashing Fee, Nebraska State Warrants Exempt; Payroll Checks Drawn on an account with HSB are exempt. The decision to cash an item is under Henderson State Bank's sole discretion. | 2% |